Sometimes, transactions that were entered into with great hope just do not meet expectations and the lender and borrower desire to resolve the situation in a less drastic manner than a foreclosure. We have handled many such workout and restructuring projects involving regional malls, shopping centers, office buildings, apartments and virtually all types of commercial real estate, including large portfolios of properties. In many cases, we have been able to help our clients restructure their loans by negotiating (and documenting) reduced interest rates, some forgiveness or deferment of principal, longer loan terms, interest only periods, changes in the collateral and other solutions. Our extensive experience in lending and finance work and our knowledge of the bankruptcy and tax issues involved all contribute to our ability to suggest and implement creative and advantageous solutions to our clients. If these situations reach the point where receiverships, bankruptcy proceedings or litigation is necessary or desirable, we have the experience and expertise to effectively represent our clients through such deals.